Debt

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Debt Recovery And Litigation:

When times are hard, it pays to seek professional guidance. With consumer credit and borrowing at their highest ever levels, there is rarely a day that passes without some kind of credit or loan being offered to you. It's no wonder that many of us find ourselves in a finacial mess.

Our experts will work with you, helping you to make informed choices. We can negotiate with your creditors and reduce the amount you have to pay each month.

We can offer competitive rates in recovering money owed to you. We also assist clients who face debt problems and who require advice in financial restructuring.

We do not only encourage clients to come forward with any agreements governed under the Consumer Credit Act but also emphasizes to people that it is never too late to stop something from happening, or to put in that application which could save someone losing their home. We further encourage the public to come forward with any agreements governed under the Consumer Credit Act to check whether they are in fact enforceable.

Experience With Debt Related Issues Including:

• Taking instructions from clients;
• Running and maintaining files independently;
• Draft, file and serve summons;
• Draft, file and serve answer or other responsive pleadings;
• Draft correspondences;
• Draft discovery documents or prepare responses;
• Analyse responses to discovery requests;
• Draft, serve and file subpoenas;
• Review and assemble documents to be used for trial;
• Prepare witnesses and clients for trial;
• Review, organise and index documents for trial;
• Draft legal memoranda and/or briefs;
• Bankruptcy & Individual Voluntary Arrangements;
• Charging Orders;
• Consumer Credit Agreements;
• Council Tax Arrears;
• Hire Purchase Agreements;
• Mortgage Arrears & Repossession;
• Rescheduling Credit Card and other Debts;
• Restriction Orders;
• Secured & Unsecured Loans;
• Statutory Demand;
• Utility Bill Arrears;
• Working towards Quality Standards and dealing promptly with any non-compliant items.
• Attending training sessions (including where appropriate, management and supervision courses) and undertaking training in line with The Law Society's Regulations and the firm's training policy.


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